Wells Fargo Morgage - FAQ's - Frequently Asked Questions

	San Bernadino Mortgage Wells Fargo Morgage Rates Leader	Call Daily 6am to 9pm Phone: 888-835-0761
Home \| Our Programs \| Our Services \| Our Application \| Morgage Calculator \| FAQ's \| About Us \| Contact Us

California Morgage Rates

Founded With The Customer In Mind.

We understand that the process of obtaining a morgage is full of twists & turns that can be both confusing and frustrating. We've committed ourselves to removing the confusion and frustration out of the process. We work on your behalf from beginning to end...The result is a less expensive morgage and an experience that is worth sharing with your friends.

CURRENT FIXED RATES

The current interest rate market is fairly volatile with rates changing daily. We recommend that you call us at 888.835.0761 to find out what today's rate is. We further recommend that you fill out our online application so that we can lock in your interest rate when they hit their lowest point. Our interest rates are guaranteed to be less than any Wells Fargo Morgage - we invite you to compare!

MORGAGE EN ESPANOL

We invite our Spanish Speaking friends to communicate with us En Espanol. Start by visiting our Pagos de Hipoteca.

EMPLOYMENT OPPORTUNITIES

Brokers and Loan Officers with 2 or more years experience may be interested in a Mortgage Net Branch

OUR MORGAGE NETWORK

Our Brokerage is a proud member of the Mortgage Leads Network of Websites. Web Professionals are invited to contact us for more information.

Morgage Calculator - What Will Your Payments Be? The difference between a morgage broker and a morgage lender is that a broker counsels you on all of the loans that are available from lenders and walks you through the loan process from the beginning unto the end. A Morgage Lender such as Wells Fargo typically only has their own products to offer.

What's A Good Faith Estimate? This is a list of all the charges you are likely to pay when obtaining a loan. Lenders and Brokers must provide this to you within three days of applying for a loan.

What Are Morgage Points? These are finance charges typically paid at a loans closing.

What's A Rate Lock? This is an agreement between the borrower and lender to guarantee a specific rate for a specific loan program. They are generally time-sensitive and limited to 30 days.

What's The Difference Between COnforming And Jumbo? Conforming loans are those which conform to Fannie Mae guidelines. One of the guidelines is that the loan be less than $417,000. Any loan above that amount is therefore non-conforming and is referred to as a jumbo morgage. You can use our morgage glossary to search for the definitions of other common loan terms.

What's APR? This stands for Annual Percentage Rate. It is typically higher than the actual rate because it takes into account the fees that are considered finance charges. The Morgage APR was designed to give consumers the ability to compare loan offers.